MCV Law Blog
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I Was Hurt at Work. When Will I Be Paid?
You are entitled to lost wages if you are out of work for more than 7 days. While the Workers' Compensation system provides for lost wages due to a work-related injury or illness, it often takes a few weeks for you to receive your first check.…
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What are the Medical Treatment Guidelines?
Medical Treatment Guidelines (MTG's) are a set of treatment guidelines issued by the New York State Workers' Compensation Board (WCB) that became effective in December 2010.…
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I'm Being Paid - Why Do I Need a Hearing?
The insurance company may initiate payment to you while you are out of work without any direction by the court. However, it is always our practice to request a hearing if you are out of work. We do this for a few reasons.…
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What If I Am Unable to Earn My Full Wages After An Injury?
If you return to work after an injury and suffer a reduction in earnings as a result of the injury, you are entitled to collect two-thirds of the difference in Workers’ Compensation benefits.…
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Labor Market Attachment for Injured Workers with a Temporary or Permanent Partial Disability
Recently, many of our clients have asked questions about their obligation to seek work or show that they are attached to the Labor market.…
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Iaconis Law Office Merges with MCV Law
I have decided to merge my practice with the law offices of Meggesto, Crossett & Valerino (MCV Law), one of CNY’s most well established and respected law firms.…
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Am I really an Independent Contractor?
A recent study published in workerscompensation.com suggest that only 17% of small businesses purchase the workers compensation insurance that is required. In New York, every business with an employee is required to purchase a policy of workers compensation insurance or have an approved self insurance plan. Owners may opt out of the policy but, generally speaking that is not a good long strategy, more about that in a future blog.Business, both large and small often attempt to get around the Work…
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SUM Insurance Coverage – What Is It and Why Do I Need It?
SUM coverage stands for Supplemental Underinsured Motorist coverage. Its partner is UM insurance coverage, which stands for Uninsured Motorist coverage. In 1993, the New York State Insurance Department prepared a prescribed policy form for Supplementary Uninsured Motorist coverage. In today’s day and age, a person must do what they can to protect themselves with regard to insurance coverages. Therefore, much consideration should be given to your own policy to make sure that you have sufficient …
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What happens if my treatment is denied in a NYS Workers’ Compensation case?
A common occurrence in a New York Workers’ Compensation claim is for an injured worker to have treatment denied by the insurance company. There are a number of reasons that this can happen. One reason may be that the case is being challenged by the insurance carrier. This situation generally gets resolved by litigation and depends on whether the law judge establishes a case. Once a case gets established, an injured worker is entitled to causally related, medically necessary treatment. An ins…
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The short answer is, not at first. Personal injury protection, also known as No-Fault, is mandatory on every insured vehicle in New York State. Therefore, your insurance company will pay for your medical and lost wages with certain limitations, up to $50,000 regardless of who is at fault for the accident. More coverage may be available if you purchased additional No-Fault coverage beyond the statutory minimum of $50,000. You must notify your insurance company that you have been in an acciden…