Filing for Social Security Disability (SSD) benefits is often a complex and frustrating process. Even applicants with serious, qualifying conditions are denied due to simple errors or missing information. At MCV Law, we’ve seen firsthand how common mistakes can delay or derail a disability claim—sometimes permanently. Whether you’re applying for the first time or preparing to appeal a denial, understanding the most frequent missteps can give you a better chance at securing the benefits you need. Below are five critical mistakes to avoid during the SSD application process.
1. Failing to meet SSA's definition of Disability
The Social Security Administration (SSA) has a very specific definition of disability. You must not be able to engage in any substantial gainful activity (SGA) because of a physical or mental impairment, or a combination of both that has lasted or is expected to last for a continuous period of at least 12 months or result in death. If you are working and earning over the SGA amount, you are not eligible for benefits.
Some conditions, like advanced arthritis or certain heart diseases, often qualify, while others, like neck pain, may not unless they severely limit your daily functioning.
2. Missing Deadlines
The SSD process involves strict deadlines for applications, appeals, and document submissions. Missing even one of these deadlines will lead to automatic denial.
If you are denied, file an appeal—do not submit a new application.
3. Failing to provide sufficient Medical Evidence
The strength of your claim often comes down to the quality of your medical evidence. Simply stating that you have a condition isn’t enough; you need proof, like diagnostic test results, specialist evaluations, and treatment records. You should list all conditions you are being treated for in your application, and you must continue to treat for your conditions.
If you’re claiming disability due to severe back pain, an MRI showing nerve damage or spinal stenosis can strengthen your case. You should also be treated by a specialist.
If you are alleging you are disabled due to a mental health condition, you need to be treated by a mental health specialist. Getting medication from your primary care provider is not sufficient.
You also need an opinion from your doctor about how your condition affects your ability to perform exertional activities such as lifting, carrying, sitting, standing, walking, or using your hands.
4. Incomplete or Inaccurate Information
Submitting incomplete or incorrect information is one of the quickest ways to derail your claim.
The SSA relies heavily on details about your medical history, work history, and daily activities to determine your eligibility for benefits. Missing or inconsistent details can cast doubt on your case. Understating the impact of your condition on your ability to work or function in your daily life will harm your case. If you are over 55, failure to describe your work history accurately can be fatal to your case.
Inconsistencies in your statements and your medical records can support a denial of your case. You must make sure you report your symptoms and how your impairments affect your ability to function to your doctors.
5. Not having a Disability Lawyer
You do not want to go through this process alone. There are many ways to lose or harm your case that you just cannot know about if this is your first time through the Social Security disability system. Deserving people miss out on benefits all of the time because they did not have a highly trained advocate in this area of the law on their side. From filing your application to completing forms, gathering evidence, and timely filing appeals, a skilled Social Security Disability Lawyer can assist you at every step of the process.
MCV Law is here to help.
At MCV Law, our skilled disability attorneys are committed to guiding you through every step of the disability application process. We will ensure all the proper documents are filed and provided to the SSA on time, including substantial medical evidence that supports your disability.
The Social Security Disability process is complex, and securing benefits can be difficult without an experienced lawyer's help. Our team is here for you. We can guide you through every step of the process and let you know exactly what you will need to build and submit a strong claim.
We work on a contingency basis, meaning that there is no fee unless we win. The fee is set by Social Security and is a percentage of the total amount of benefits awarded to you by the SSA. Take the first step and connect with a skilled and experienced Social Security Disability attorney today.